Weekly Ledger 11: Top Stories in Accounting and Finance

September 13, 2016 Kim Pendergrass


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4 Components Influencing Future of PaymentsTMG 

What will consumer payments look like in the next four years? Will we still carry cash or plastic? How will mobile and virtual payments exist? With six generations living in the U.S. at any given time, choice of payment methods differ based on more than ingrained habits and focus on the perceived value such as loyalty and reward programs, security guarantees, and personalized offers. According to @tmg, the future of payments is a constant evolution, not a revolution.

4 Ways Procurement Has to Change in the Postmodern ERP EraGovernment Technology

Brian Utley (@brianutley) shares results from a survey commissioned through the Center for Digital Government to find if procurement professionals favor eProcurement SaaS solutions or ERP solutions with procurement modules. Results found that “nearly 31 percent of the government, IT and procurement decision-makers said they don’t even have some form of online portal or eProcurement system where they can post bids and RFPs online,” meaning the respondents couldn’t say from experience which they actually preferred.

22 Hottest FinTech Startups From Silicon ValleyLet’s Talk Payments

Let’s Talk Payments (@LetsTalkPayments) details the hottest fintechs to join the scene from Silicon Valley. Some well-known companies that made the list include Stripe, Square, Prosper, Lending Club, and Nerd Wallet. Up and comers like Coinbase, Robinhood, SoFi, and Circle up were also mentioned. The types of financial companies vary from lending to investment platforms and bitcoin wallets to payment platforms.


5 ways cloud computing is transforming software vendorsZDNet

According to Joe McKendrick (@joemckendrick), cloud and software as a service means more than shifting the delivery model from on premise to online download. Software vendors are changing how they run their companies from everything to reliability and sales approach to cultural issues and customer support. As legacy software providers move to the cloud, they’re cannibalizing some of their existing business. In order to adapt to their new realities, they’re focusing on restructuring operations and business structure.


Building a cloud-powered company: Insight from the world of fintechGlobal Intelligence for the CIO

An Uber moment is finally coming to the financial services industry as banks and issuers face-off with fintechs. Jessica Twentyman (@jtwentyman) reports VC backing of U.K. fintech companies has more than doubled the 2014 total to over $13.8 billion according to KPMG. Cloud computing coupled with the “cloud-only philosophy” of many fintechs is contributing to this growth as companies can innovate faster. The disintermediation of banks is at the tipping point.


About the Author

Kim  Pendergrass

Kim is the Director of Product Marketing at Nvoicepay. She is a future-focused, dynamic leader who has project management and strategic marketing experience in the B2B payments space.

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